The Prepared Buyer
From financing to due diligence, this guide outlines the key steps every buyer should understand before making an offer.
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Before touring homes or making an offer, buyers should secure a loan pre-approval from a trusted lender or provide proof of funds for a cash purchase. This step clarifies your budget, strengthens your offer, and helps avoid delays once you’re under contract.
Connecting with one of our Trusted Lenders is the first step.
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I recommend using Homes.com for your home search, where you can identify me as your agent and easily share favorites and questions. You can also use the Homes.com app or let me set up a custom MLS search that delivers new listings automatically as soon as they go live.
Submit your criteria for a custom MLS search.
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Making an offer is about more than price—it’s a strategic balance of terms, timing, and risk. I guide buyers through contract structure, contingencies, and negotiation so each offer is competitive, clear, and aligned with their goals.
Price & Terms: We evaluate recent sales and market conditions to determine a strong, realistic offer. Review all offer terms here.
Contract Structure: I explain contingencies, timelines, and key contract language so you understand what you’re agreeing to. Review a sample contract here.
Negotiation Strategy: Offers are tailored to the specific property and seller, not one-size-fits-all.
Risk Awareness: I outline potential risks and trade-offs so there are no surprises after contract acceptance.
Clear Expectations: Once under contract, you’ll know exactly what happens next and when.
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Due diligence is the buyer’s opportunity to fully understand the property before moving forward. During this period, I help clients investigate condition, systems, and risks so decisions are informed and intentional.
Inspections: Buyers may schedule professional inspections to evaluate the home’s structure, systems, and overall condition.
Contract Flexibility: The due diligence period allows buyers to negotiate repairs, credits, or walk away if concerns arise.
Repair Evaluation: I help interpret inspection findings and prioritize what truly matters versus cosmetic or expected items.
Vendor Coordination: When needed, I connect buyers with trusted specialists for further evaluation or estimates.
Clear Decisions: The goal is clarity—knowing whether to move forward, renegotiate, or exit without surprises.
A smooth due diligence process relies on the right professionals; my vendor page highlights inspectors and contractors I trust and work with often.
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Protecting your personal information and negotiating position is an essential part of being a prepared buyer. I help clients understand what should—and should not—be shared during the buying process to reduce risk and maintain leverage.
Privacy First: Personal, financial, and strategic details should only be shared when required and with the appropriate parties.
Careful Communication: I advise buyers on how and where to communicate about offers, pricing, and motivation—especially in writing.
Secure Documentation: Sensitive documents are handled through secure channels to help protect against fraud and misuse.
Scam Awareness: Buyers are coached on common wire fraud and impersonation risks and how to verify instructions before sending funds.
Controlled Disclosure: Information shared with sellers or third parties is intentional and limited to what supports the transaction.